NOTE: Before proceeding further, please be advised that personnel of Mowatt Financial Inc. are Investment Advisor Representatives/Registered Representatives offering securities and investment advisory services through Independent Financial Group, LLC, member FINRA/SIPC.

Personnel of Mowatt Financial Inc. are currently licensed to discuss with or offer investment and financial services products only to residents of the following states: Arizona, California, Colorado, Florida, Georgia, Illinois, Iowa, Kansas, Massachusetts, Michigan, Nevada, New York, North Carolina, Ohio, Oklahoma, Oregon, Texas, Utah, Virginia, Washington, Wisconsin and Wyoming.

Securities related services may not be provided to individuals residing in any state not listed above until an employee of Mowatt Financial Inc. through Independent Financial Group, LLC, obtains a license in that state.

The information offered is for informative purposes only. None of this information is to be construed as an offer to buy or sell securities referred to within or otherwise. Neither Mowatt Financial Inc. nor Independent Financial Group, LLC, make any guarantee as to the accuracy or completeness of this information.

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